Nationwide
HealthShare Plans
Top-Rated Brokers & Medical Sharing Plans
Healthshare For
Individuals
The Phoenix Healthshare brokers at Phoenix Health & Life Insurance offer a wide range of Healthshare plans for individuals nationwide. Contact us today to get started!
Healthshare For
Families
For an affordable way to share medical expenses and get coverage for the entire family, consult with our nationwide Healthshare brokers and learn about the benefits of a Healthshare plan!
Healthshare For
Churches
We provide a wide range of coverage options and Healthshare for churches throughout the U.S. Consult with our team today to learn if this is the right option for you.
Healthshare For
Organizations
Healthshare plans for organizations are a viable alternative for covering medical costs within a community of like-minded individuals. Contact us to find out more!
Healthshare For
Individuals
Healthshare For
Families
Healthshare For
Churches
Healthshare For
Organizations
How Does A
Healthshare Plan Work?
An Affordable Way To Share
Medical Care Expenses
Shopping for any kind of health coverage can be confusing and complex, especially without experienced and licensed Healthshare brokers. If you’re looking for an affordable way to share medical expenses among a select group, a Healthshare plan might be the solution for you. Healthshare plans or health sharing ministries are not insurance. These are community, sometimes faith-based health plans where members agree to cover a portion of each other’s medical expenses. In Healthshare plans, the rules and benefits are different than traditional health insurance, and we can help you decide if this is the right kind of coverage for you.
HealthShare Members Pay A Monthly Contribution
Individuals, families and organizations
Contributions Are Placed In An Escrow Account
A small amount is set aside for daily operations
Funds Are Sent Directly To The Provider To Pay Medical Bills
Eligible medical needs are processedfor sharing
The Best Choice In HealthShare Plans
Altrua HealthShare Has 25 Years Of Experience In Medical Cost Sharing
Contributions Starting At.
$384.
00
For families
No Pooled Office Visits
No Cancer Treatment
Pre-authorization Needed
Limited Telemedicine
Lifetime Limit under $1,000,000
Contributions Starting At.
$345.
00
For families
No Pooled Office Visits
No Cancer Treatment
Pre-authorization Needed
Limited Telemedicine
Lifetime Limit under $1,000,000
Slide horizontally to view more
Looking For Health Care Sharing Ministries?
We are equipped with the tools and expertise necessary to help you find health care sharing ministries throughout the U.S. As a compassionate, budget friendly solution to your medical cost needs, Healthshare ministries offer a faith and community based alternative to covering your medical expenses. With stringent guidelines, eligible members are able to save on medical costs by selecting a variety of programs that fit their needs.
Altrua, Part Of One Of The Largest Health Care Networks
The Most Effective Discounts
The Broadest Access
The Quality Choice
Facilities
Practitioners
HOSPITAL
50
PRIMARY
5,722
SPECIALIST
14,656
The Most Effective Discounts
The Broadest Access
The Quality Choice
Facilities
HOSPITAL
50
Fractitioners
PRIMARY
5,722
SPECIALIST
14,656
A Membership For Any Need
Diamond
CONTRIBUTIONS AS LOW AS
$280.
00
/mo
Perfect for growing families that want a low MRA.
6 Pooled Office Visits per Member
Unlimited Telemedicine
Maternity sharing
Adoption sharing
Cancer Treatment sharing
Laboratory Services
No Pre-authorization Needed
No Annual Limit up to the Lifetime Maximum Limit of $2,000,000
Emerald
CONTRIBUTIONS AS LOW AS
$250.
00
/mo
Lower contributions for a lower Lifetime Limit.
6 Pooled Office Visits per Member
Unlimited Telemedicine
Maternity sharing
Adoption sharing
Cancer Treatment sharing
Laboratory Services
No Pre-authorization Needed
No Annual Limit up to the Lifetime Maximum Limit of $1,000,000
Things To Understand
About Altrua’s Healthcare Memberships
Altrua HealthShare is a popular option for Healthshare ministry coverage. With a large network of thousands of churches, individuals, and families who rely on each other for comprehensive medical coverage, Altrua HealthShare has a variety of membership levels available.
This includes counseling services, telemedicine, vision, hearing, and discounts on dental care with every membership. To learn more about Altrua HealthShare, consult with Phoenix Healthshare today!
Cancer Coverage
SHARING LIMITS
Cancer coverage
SHARING LIMITS
diamond & Emerald ALTRUA MEMBERSHIPS
Cancer Treatment MRA
Cancer Treatment MRA
Max sharing amount
Max sharing amount
- 30-day notification of diagnosis no longer applies
- Biennial screening requirements for females 40 and over and males 50 and over
- If a required biennial screening is missed with clean results on file, member is responsible for 50% of the allowed amount after meeting the cancer treatment MRA
SAPPHIRE & RUBY ALTRUA MEMBERSHIPS
- 12 month waiting period for cancer treatment
- 1st, then 2nd MRAs apply
- 30 day notification of each diagnosis is no longer required
- Biennial screening requirements for females 40 and over and males 50 and over
- If a required biennial screening is missed, with clean results on file, member is responsible for 50% of the allowed amount after meeting the cancer treatment MRA
Recreational vehicles
SHARING LIMITS
Recreational Vehicles
SHARING LIMITS
Injuries resulting from a recreational vehicle will be shared up to a maximum of
$
10k
Per need
A Needs Processing Form is required before Altrua HealthShare will share on the member’s behalf. A recreational vehicle is a licensed or unlicensed motor vehicle operated on land or water (including ATVs, snowmobiles, motorized scooters, boats, jet skis, etc.) or a licensed motor vehicle with fewer than four wheels (including motorcycles), excluding motor homes, fifth wheels, and bumper-pull RVs. The vehicle’s operator(s) must be insured by a third party for any needs to be eligible. Altrua HealthShare will only consider the needs eligible once they have been processed by the liable third party.
A Needs Processing Form is required before Altrua HealthShare will share on the member’s behalf. A recreational vehicle is a licensed or unlicensed motor vehicle operated on land or water (including ATVs, snowmobiles, motorized scooters, boats, jet skis, etc.) or a licensed motor vehicle with fewer than four wheels (including motorcycles), excluding motor homes, fifth wheels, and bumper-pull RVs. The vehicle’s operator(s) must be insured by a third party for any needs to be eligible. Altrua HealthShare will only consider the needs eligible once they have been processed by the liable third party.
MATERNITY ELIGIBILITY AND ADOPTION
SHARING LIMITS
MATERNITY ELIGIBILITY AND ADOPTION
SHARING LIMITS
Maternity Care
Expenses Sharing Plan1
eligible for members on Diamond and Emerald Memberships
Adoption Care
Expenses Sharing Plan
- $5,000 Adoption MRA
- $5,000 eligible for sharing once the Adoption MRA has been met
- Limited to 2 adoption events per household for the lifetime of the membership
- Adoption of multiple children is 1 event
- 1st event eligible after 12 months of membership
- 2nd event eligible 12 months from the date of the last adoption event reimbursement
Adoption Care
Expenses Sharing Plan
- $5,000 Adoption MRA
- $5,000 eligible for sharing once the Adoption MRA has been met
- Limited to 2 adoption events per household for the lifetime of the
membership
- Adoption of multiple children is 1 event
- 1st event eligible after 12 months of membership
- 2nd event eligible 12 months from the date of the last adoption event reimbursement
Needs for maternity involving complications that threaten the life of the mother or the infant and requiring care or services not normally rendered at the time of delivery are not limited but are subject to meeting the MRAs.
Free Telemedicine
What Conditions Can You Treat Via Virtual Care?
Altrua Healthshare proudly offers telemedicine consults and appointments for the ease and convenience of our members. Check the list below to determine if your health concern is treatable by telemedicine!
- Allergies
- Asthma
- Bronchitis
- Cold & flu
- Joint aches & pains
- Rashes
- Fever
- Sore throat
- Sports injuries
- Respiratory infections
- Skin inflammations
- Digestive issues
- Gout
- Migraines
- Insect bites
- Ear infections
- Urinary tract infections
- Stomach-ache
- Nausea
- And more!
Why DialCare And Not The Doctor’s Office?
Save Money & Time By Contacting Licensed Physicians & Nurses Any Time Of The Day
Avoid long waits in crowded waiting rooms
24/7 access by phone or video, on desktop and mobile devices
A Private and Secure Experience
National network of U.S. based, licensed and fully accredited doctors
Time savings and less time away from work
Mental Health Care & Wellness Coaching
- Stress Management
Helps the individual reduce the harmful effects of stress. Coaching is tailored to the individuals preferences and goals.
- Weight Management
Coaching focuses on lifestyle changes the individual can stick with for life.
- Sleep Habit Management
Helps individuals identify barriers to getting a good night’s sleep, assists with establishing strategies for overcoming them and creating goals for better sleep habits.
- Diabetes Prevention
Coaching for individuals that have been diagnosed with high blood sugar levels that are not yet in the diabetic range or those that have concerns about developing diabetes perhaps due to family history or other reasons. This program equips the member with the right prevention tools.
- Ask a Coach
Coaching to address questions that do not fit into one of the traditional coaching programs – an “outside the box” approach.
Altrua Healthshare Guidelines & Limitations
Because Altrua Healthshare is community-based and medical bills are shared between members, there are certain limitations in place regarding various medical conditions. We do not completely rule out pre-existing conditions such as cancer, type 2 diabetes, autoimmune disease, endocrine disorders, and so much more, but we do require either a 2 year or 5 year stint where you must be free of symptoms before being eligible to share bills regarding these conditions.
Altrua Height/Weight Guidelines
At Altrua, we strongly believe that maintaining a healthy weight that is proportional to your height is vital to good health and excellent quality of life. To encourage our applicants and program participants to pursue a healthy weight and overall lifestyle, our guidelines require additional monthly contributions for those who fall within certain weight tiers. Click the + signs below to expand each chart and learn more!
- Applicants whose weight falls into the 5th tier are subject to a $100 monthly contribution increase and lifetime limitations until they can achieve a weight that is below the 5th tier.
- If at anytime Altrua HealthShare is notified that your weight has incresed or was submitted incorrectly, a height/weight increase will be added to your monthly contribution.
- Altrua HealthShare offers a health and wellness program to assist prospective applicants with meeting and maintaining the required membership Height/Weight guidelines.
